Individual Health Insurance

INDIVIDUAL

The Affordable Care Act is one of the most important pieces of American healthcare legislation in many years.  Even though the Open Enrollment period is over for now, there is still an opportunity to find affordable healthcare for individuals and families at the Health Insurance Marketplace.

You can find out if you qualify for a Special Enrollment Period and purchase your health insurance coverage right away.  Some of the life events and circumstances that make you eligible for a Special Enrollment Period are the birth of a child, a divorce, a move out of a coverage area or a significant drop in annual income, to name a few.  It is important to find out if you qualify by seeking the expertise of a licensed insurance agent.

The Affordable Care Act seeks to give all Americans excellent health coverage at fair prices.  Like all insurance plans, there are a variety of coverage options.  You can choose from a Bronze Plan all the way to a Platinum Plan.  The Platinum Plan offers the best overall coverage, but also comes with the largest premium.  The good news is, with the Affordable Care Act, there is something for everyone.